| 403(b)
Plan |
The general limit
increases to $15,000 for the year 2007. Participants 50
years of age or older may contribute an additional
$5,000 for the year 2006. You can take advantage of this
additional catch-up opportunity provided that you turn
50 years of age at any time during 2006. |
| 457(b) Plan |
The general limit increases to $15,000
for the year 2007. Participants 50 years of age or
older may contribute an additional $5,000 for the year
2005. You can take advantage of this additional catch-up
opportunity provided that you turn 50 years of age at
any time during 2006. As an alternative to the age
based “catch up”, participants within three years of
normal retirement age may contribute the lesser of twice
the applicable dollar limit or the underutilized
contribution limit for 2002, 2003, 2004 and/or 2005. |
| BOR
DENTAL |
No change in coverage
or premium. |
| BLUECHOICE |
Bariatric
surgery will no longer be covered.
9.75 % net premium increase. |
| KAISER |
The Kaiser Permanente “Standard Plan” option has been
discontinued for Plan Year 2007. A new $2 million
maximum medical and pharmacy lifetime benefit limit has
been implemented. The current maximum annual
out-of-pocket member costs of $2,000 per individual and
$6,000 per family have been eliminated. Home nursing
care and home hyperalimentation, will be covered at 100% with a limitation of
120 visits per person per plan year. For inpatient mental health
service and substance abuse treatment, the plan will cover 100%
for inpatient services after a $200 co-payment per admission;
each limited to 30 days per person per plan year. For outpatient
substance abuse treatment, the plan will cover 100% for
outpatient services after a $25 co-payment per personal visit
and/or after a $12 co-payment for a group therapy session.
Personal visits and group therapy sessions will be increased to
a combined maximum of 40 visits per person per plan year.
Services for care in an extended care facility will be covered
at 100% for up to 60 days per calendar year. . For outpatient
mental health services, the plan will cover 100% for outpatient
services after a $25 co-payment per personal visit and/or after
a $12 co-payment for a group therapy session. Personal visits
and group therapy sessions will be limited to a combined maximum
of 20 visits per person per plan year.
9.83% net premium increase. |
| BOR HEALTH |
New voluntary Obesity
Disease State Management Program;
pre-certification is required by Unicare.
2% net premium
increase.
|
| PPO
HEALTH |
New voluntary Obesity
Disease State Management Program;
pre-certification is required by Unicare.
8% net premium
increase.
|
| Rx Plan |
New Express Scripts Progressive Drug
Management Program and national preferred drug list.
No changes in the co-payment schedule for generic,
preferred and non preferred brands. The
Express Scripts national list of preferred drug brands
is subject to change throughout the plan year. |
| BOR LIFE |
No change in coverage
or premium. |
| DEPENDENT LIFE |
No change in coverage or premium. |
| FSAs |
Regarding Medical
and/or Dependent Care Flexible Spending all eligible
charges must be incurred no later than December 31,
2005. All claims documentation for 2005 must be
submitted and all outstanding claims issues resolved
prior to March 31, 2006. Anyone wishing to participate
in this program for the plan year beginning January 1,
2007, must enter a new election on self service during
open enrollment. |
| UNUM LTD |
No change in coverage or premium. |
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